DominusFL
Elite Member
Just got my "updated" insurance for my bike, and it makes a very interesting comparison.
I have two motorcycles:
2011 Victory Cross Roads w/ Hard Bags, Forged Bars, Stage 1 Performance Upgrade, Mid-Windshield, Rear Crash Bars, Trunk, Front/Rear Fender, etc. About $20K for the bike and another $5k in accessories.
Insured for TOTAL LOSS REPLACEMENT (they buy me a new one) w/ up to $8K in accessories: $304/yr
2012 Honda NC700X DCT w/ givi engine bars, givi trunk, etc. About $8.5K for the bike plus about $1k in accessories
Insured for TOTAL LOSS REPLACEMENT (they buy me a new one) w/ up to $3K in accessories: $520/yr
In short, $25k bike is $304/yr and ~$9k bike is $520/yr.
Funny thing is the Victory has no ABS, 97 horsepower, and weights over 800 lbs. It will kill you a lot faster than the Honda.
I'm guessing Progressive considers the NC700X a sports bike?
I have two motorcycles:
2011 Victory Cross Roads w/ Hard Bags, Forged Bars, Stage 1 Performance Upgrade, Mid-Windshield, Rear Crash Bars, Trunk, Front/Rear Fender, etc. About $20K for the bike and another $5k in accessories.
Insured for TOTAL LOSS REPLACEMENT (they buy me a new one) w/ up to $8K in accessories: $304/yr
2012 Honda NC700X DCT w/ givi engine bars, givi trunk, etc. About $8.5K for the bike plus about $1k in accessories
Insured for TOTAL LOSS REPLACEMENT (they buy me a new one) w/ up to $3K in accessories: $520/yr
In short, $25k bike is $304/yr and ~$9k bike is $520/yr.
Funny thing is the Victory has no ABS, 97 horsepower, and weights over 800 lbs. It will kill you a lot faster than the Honda.
I'm guessing Progressive considers the NC700X a sports bike?