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Feeling Discouraged

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I have to admit that I don't know when the last time I posted was. Honestly, I don't remember the last time I was on the forum. It used to be a huge part of my social interaction, but you get out of a routine and BAM. Anyway, I have put less than 1000 miles on my bike this year. It doesn't look like I'm going to be able to do much riding next year either. My wife and I are excited to be expecting a daughter in April. She will be baby number three. I have thought about selling the NC several times. I've even gone up to the dealer to try to sell it. He told me that he could only give me a maximum of $2500 if that, but that he wouldn't buy it because it has 23,000 miles and that's too many.

I've still got it financed through Honda Financial, so I'm not really sure how to sell it. I was hoping the dealer would help me out, but that doesn't look like an option anymore. We just traded my car for a slightly used Town and Country. We got an insane deal, and the payments are stupid low, but that motorcycle payment sure could be used to pay the van off faster.

I love riding and I miss it terribly. My poor bike just sits out underneath the shed. every so often I'll go out and lube the chain or wipe it down. I'm just afraid that this chapter in my life is coming to a close. It might reopen in a few years, but I don't know.

Am I alone in this? Do any of you have anything to contribute to the conversation? Sorry to be a downer, but I'm not feeling very sunny today.
 
That mileage is not high at all. If you really wanted to sell it privately, you'd get considerably more than what the dealer offered you.
Personally, though, I would only sell it if you feel that the extra financial boost would be more satisfying than having your bike there waiting for you. Obviously you've got responsibilities, but you need to take care of your own well-being, too.
 
I've ridden street bikes since age 16. The point in my life when I rode the least was during the child rearing years. Then after that, it ramped up to more riding than ever. Just switch modes to family life, and look forward to riding again in the future.

I dont mean to judge your finances, but if it was me in your shoes, I'd sell the bike privately, and focus on paying off loans. Unless it's for primary transportation, pay only cash for a motorcycle.
 
Got two kids myself and only reason I ride is because I use it to commute. Sad but haven’t rode my bike for any other reason but to work and home.

You should definitely sell it privately. Probably best to pay off the bike and sell it so that potential buyers don’t have to worry about getting scammed. Good luck and hang in there!


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I know how you feel. I went sixteen years between motorcycles. Now i have three and looking to get another. (No, I don't have an NC YET). Don't worry, your riding time will come back. I look back on the last bike i had before that 16 year break, and i wish i had never gotten rid of it. But, like you, i had other bills to think of. I ended up finding another just like it, but for some reason, it does not seem as fast as that one did. (but i am also significantly heavier than i was back then too!)
I wish you luck on your decision, and don't worry, it will all work out. :)
 
Here are a couple of options that you might want to consider. It sounds like your credit is good. Refinance the loan that is tied to the bike for a longer period of time and perhaps at a lower interest rate. You would likely have a lower payment than you have right now. However, this is not a really great strategic option as your TCO is going to increase even though your payments go down. You may be able to manage this with your current lender…or a third party.
Sell other things that you do not need or use on EBay (or wherever) and use those earnings to pay down the principal on the loan. The life of the loan will be shortened perhaps making the financial impact more tolerable over the short run. You can also dovetail this into the refinance strategy by paying down the principal before the refi.
It is a 2012 and you are not riding it much. It might make sense to sell it. If the bike is worth more than you owe, then list it for sale. It depreciates every day. The sooner the better. I’m on cycle trader and Craigslist a lot. Too much if you ask my wife. I can’t be alone. Somebody is looking for your bike. It will sell. If that payment or bike is going to cause you any stress, unhappiness, or marital issues, it’s time to let it go. Period. Here is the link to Georgia’s website about selling a vehicle. Selling Motor Vehicles | Georgia.gov You’ll get another bike someday. Heck, rent a bike every now and then to keep the juices flowing.
Finally, you are going to blessed with a beautiful daughter and have two other children. There is nothing more valuable to them, and your wife, than being an exceptional role model. If you must sell your bike what a wonderful lesson you will have to share with them someday, when you buy your next bike , about family first, personal responsibility, and making difficult decisions about the things you want to and those you must do. Unselfishly letting go of something you enjoy to ensure your family is taken care of is a lesson that has more value than any bike. You should be happy and proud of the husband you are, and dad you will be to your new daughter and two other kids.
The future is bright. You’ll be in a different financial situation in the future. We are at the opposite end with kids in college. My wife and I are still not sure how we were able to afford our first home. The point I am trying to make is that the hard times become faded memories faster than you’ll ever realize. If you look at my short history here on this forum, we gave up riding when we decided to be a family and just got back into it this year. First long trip…visit the kids up in Gainesville at college!
 
Disclosure: I got rid of two scooters because of family pressures and years later I miss them.

My two cents: Since you actually still like riding, I say the bike's not the problem. It's still a good. I don't know what the money burden is in proportion to other costs, but I'd keep the bike and the payments for your own sanity and as a safety valve.

Even just doing nominal riding, without feeling guilty about the current cost / use ratio, you'll get some utility. And these things last for years--you'll build back up to it in years to come.
 
You've got people divided on keep or sell. I have 4 children and got my first street bike after my youngest was born. So I'm in the keep it camp.

Family comes first but you've also got to have a healthy hobby for yourself. If it's your only "personal" expense it shouldn't be too hard to convince your wife of its worth if you truly do want to keep it.

I commute on my motorcycle so it gets lots of use, if you don't then is it a option for around town errands or something similar? As far as going for joy rides on the weekend for me it's harder to find the time thank the money, you can ride most of the day and cover 100's of miles for $20 worth of gas

I personally don't know you or your finances so I'm not going to give you advice on that, but having a family I personally worry less about riding because I'm well insured, both medical and life insurance.

Whatever choice you make it doesn't have to be permanent so don't stress be happy, enjoy your family. The years go faster and faster sometimes that's good most often its not. Think about it for awhile once you think you've made a decision talk to your wife about it, get her opinion also. Best of luck to you
 
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Hang in there man. I went through a similar phase with my kids. I sold my old 1982 Kawasaki 440 LTD w/belt drive back in 1998. I loved that bike for around town. I also stopped playing golf for 15 years. Kids sports and work took all of my time in my 30's and 40's. I bought a BMW K1200 GT in 2005 but sold that shortly after as well until I got my NC in 2015. Kids take a lot of time and money. I would be riding the DCT version of the Cross Tourer (CB1200x) if I had money to burn but my kids have practically bankrupted me with college and other costs. So, I will be keeping the NC for a long time as it is easy to maintain and very cheap to operate.
 
I did about a 15 year Hiatus from riding when my kids were young. Wife just insisted I not ride because it was dangerous and I needed to be around for the kids.
I caved when I nearly went down riding right in front of her at a transition from pavement to gravel I wasn't expecting. If I had gone down it is highly likely she would have driven over me as she was behind me and I had to brake very hard to reduce speed before hitting the gravel which put her right on my tail.
She had both kids in the car at the time and was extremely upset when we got home.
I gave in with the stipulation that when the kids got older I would ride again and she wouldn't object.
Years later.... when my son was 15.... we had taken a trip to Washington DC to see the memorials and all the other sights. Apparently it was Rolling thunder week (or it's predecessor). My son asked if I didn't used to ride a motorcycle. When I told him yes, he asked why I stopped. I told him about the agreement his mother and I had made.
He turned around and asked my wife if she would get mad if I got another motorcycle..... she said no... you kids are older now.
I didn't say a word.....
When I got back home I began ordering riding gear and when it showed up my wife asked what I was buying motorcycle gear for since I didn't even own a motorcycle.
I smiled at her and said I will soon.... then I reminded her what she said in the car. She wasn't real happy and said I should have discussed it with her first. I told her she had discussed it with our son and she had said she didn't have a problem with it. LOL She wasn't real happy but she gave up pretty quickly after that. That was in 2005... had at least one bike ever since.

Do what is best for your family... If they don't have a big issue with you riding try to work it out so you can keep riding. If you have to stop, make sure you pave the way to ride again later on when it is not an issue anymore.
 
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A dealer is only interested in making money FROM you. It is never going to be the best place to sell a bike unless you are trading in and therefore committing to more money to the dealer.

Surprisingly, 3 - 4,000 is held to be a reasonable annual mileage.

A private sale is your best bet but made more complicated by the fact you have outstanding finance on the bike.

Finances aside, consider keeping it. You'll need a little "me" time with three kids running your life.
 
Heavy-H said:
I was offered $2000 for mine as a trade in.... I just laughed...... No thanks, I'll ride it till it dies.....View attachment 35089
Click to expand...
6c1042230cdec6ef88ca90e9c4ebb9dc.jpg
 
If you are not using it, I'd sell it and pay off the loan. really doesn't complicate it too much. Then when you are ready, buy another NC or whatever, plenty of bikes out there. I also have a 2012, but with less than 10k. I don't know the condition and extras and how much you still owe, but you should be able to get $3k easy maybe up to $4k depending .
 
Hard for us to know how much of a burden the bike is.
You do need something fun for yourself to clear your head.
I mean, if you sold the bike would you just drink or smoke or gamble instead?

On the other hand, if you do not commute on the bike and it is a toy, you should not be borrowing money for toys.
That does not help you now, but it is a lesson.
 
There really is no wrong answer. I got out of the bike business when we had two children. Didn't ride or own one for about a decade. Got back into riding after they became teenagers and started to develop more non-parent centered interests. Bikes are fairly easy to buy and sell. I'm on my third one (2015 NC700X) in the last five years. And they are rather cheap to own, particularly when you are not riding much. If you choose to sell and just don't lose that riding itch, you can always pick up another inexpensive ride to work your way back into it. Whichever way you go, don't look back.
 
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